This book provides an analysis of the current problems of pension provision in the UK and a radical plan for reform. The authors believe that the system of retirement income provision in the UK is so mired in complexity that nothing less than wholesale change is necessary. The authors believe that state pensions should only be offered on a contributory basis - there should be no automatic right to a 'citizen's pension', as has been proposed by many commentators. Attention should also be paid to the social security system to remove the perverse incentives of means testing. Anomalies and special treatment of favoured groups in the tax system should also be removed. The Way Out of the Pensions Quagmire proposes a holistic approach to pension reform that takes proper account of the interaction between pensions, tax, social security and financial regulation.

The Way Out of the Pensions Quagmire

Business & Money

Booth, Philip

Cooper, Deborah

Economics

Institute Of Economic Affairs

A leading endocrinologist delineates four distinct female body types--gynaeoid, android, lymphatic, and thyroid--explains the role of hormonal balance in weight gain and loss, and offers a healthy, sensible, low-fat eating and exercise plan tailored to each type. Tour.

The Body-Shaping Diet: A Leading Woman's Health Specialist Reveals the Hormonal Secrets That Can Change Your Shape Forever

Health, Fitness & Dieting

CABOT, SANDRA

Burani, Johanna C.

Diets & Weight Loss

GRAND CENTRAL PUB.

In the last two decades, there has been a significant shift in thinking and in the approach taken to actuarial practice: moving from deterministic methods (with implicit or explicit margins to protect against variability) to fully stochastic methods. Important international developments are currently being made in actuarial education, with radical changes being implemented in Australia and North America, and evolutionary changes planned in the UK. At the same time, the Consultative Group of Actuarial Associations within the EU and the International Forum of Actuarial Associations are both actively considering the international harmonization of professional qualifications. Modern Actuarial Theory and Practice matches the philosophy of those international developments, and the manner in which actuarial qualifications are changing and are likely to continue to change. It describes the traditional areas of actuarial activity with an emphasis on the fundamental principles, as well as the economic, financial, and statistical foundations of actuarial theory and practice. Information is presented in five interconnected sections: 
<li>Investment 
</li>
<li>Life Insurance 
</li>
<li>General Insurance 
</li>
<li>Pensions 
</li>
<li>Actuarial Models which can be read separately or taken as part of the integrated whole. This text will be an invaluable aid for final-year undergraduates, MSc students, research students preparing for an MPhil or Ph. D degree, and to student actuaries preparing for the professional actuarial examinations of a number of professional bodies. Practicing actuaries will also find this a useful guide to current methodologies and models.</li>

Modern Actuarial Theory and Practice

Chadburn, Robert

Haberman, Steven

James, Dewi

Finance

Chapman and Hall/CRC

For sixteen years, five talented poets met over dinner, sharing their lives, the mundane and the sacred, sharing their words: Deborah Cooper, Candace Ginsberg, Ann Floreen Niedringhaus, Ellie Schoenfeld, and Anne Simpson. The evolution and bonding of a writing group remains a mystery. This group of women poets grew in an atmosphere of affirmation, raucous laughter, and gentle challenge. Life stories, ordinary and profound experiences and insights, were shared. In this collection of their work, distinct writing styles and philosophies emerged to express each individual's unique search for understanding, for a patch of ground to stand on in the wind. Walking together through time and transitions, through the dark struggles, and the surprise of joy, they created this collaborative work and wove the scattered sands of their lives together, lending strength to each of their voices. Winner of the Northeastern Minnesota Book Award.

Bound Together: Like the Grasses

Literature & Fiction

Schoenfeld, Ellie

Niedringhaus, Ann Floreen

Poetry

Clover Valley Press, LLC

Bridge Over The River Why: A Guide for Those Who Have Suffered the Loss of a Child to Suicide

"In Bridge Over the River Why, the Coopers have succeeded in a dual task documenting their own journey through the grief of losing their son Eli by suicide, while at the same time providing a valuable resource for anyone who has had to face the same terrible tragedy. They start with the premise that "doing and feeling" are the key components of moving forward and have a core message to deliver: "as bereaved parents, we want you to know this is survivable". This short book blends the personal inquiry of David and Deborah, populated with meaningful quotations and practical advice. They challenge readers to harness their own resilience and list a series of brief tips ranging from how to talk to friends- "the more we talk about the loss, the more real it becomes...talk about your child often". Keeping Eli's name in day to day conversation helped them move forward. There are different ways to carry on the legacy of a loved one. Some keep a photo album, while others focus on sponsoring a memorial lecture or a scholarship. In their search for meaning, the Coopers are committed to addressing a significant gap in the mental health services for people like Eli, by establishing Eli's Place, a rural residential treatment and transition centre, dedicated to holistic therapeutic techniques for young adults. As a psychiatrist working in the fields of depression and suicide, I am inspired by this initiative and believe this is an important step in building strong partnerships between persons who have lived through serious mental health challenges, and those who provide professional care." -Sidney H. Kennedy, MD Professor of Psychiatry, University of Toronto Arthur Sommer Rotenberg Chair in Suicide and Depression Studies, St. Michael's Hospital "This book is an excellent guide for parents and others grappling with a suicide loss. The Coopers are an authentic compassionate pair of voices that speak from their lived experience. Cross the bridge and take the journey with them. A journey of tears and ultimately, hopefulness." -Alex Shendelman, Program Manager The Survivor Support Program, Distress Centres, Toronto, and a survivor of suicide loss...

COOPER, DAVID

Parenting & Relationships

FriesenPress

"In Bridge Over the River Why, the Coopers have succeeded in a dual task documenting their own journey through the grief of losing their son Eli by suicide, while at the same time providing a valuable resource for anyone who has had to face the same terrible tragedy. They start with the premise that "doing and feeling" are the key components of moving forward and have a core message to deliver: "as bereaved parents, we want you to know this is survivable". This short book blends the personal inquiry of David and Deborah, populated with meaningful quotations and practical advice. They challenge readers to harness their own resilience and list a series of brief tips ranging from how to talk to friends- "the more we talk about the loss, the more real it becomes...talk about your child often". Keeping Eli's name in day to day conversation helped them move forward. There are different ways to carry on the legacy of a loved one. Some keep a photo album, while others focus on sponsoring a memorial lecture or a scholarship. In their search for meaning, the Coopers are committed to addressing a significant gap in the mental health services for people like Eli, by establishing Eli's Place, a rural residential treatment and transition centre, dedicated to holistic therapeutic techniques for young adults. As a psychiatrist working in the fields of depression and suicide, I am inspired by this initiative and believe this is an important step in building strong partnerships between persons who have lived through serious mental health challenges, and those who provide professional care." -Sidney H. Kennedy, MD Professor of Psychiatry, University of Toronto Arthur Sommer Rotenberg Chair in Suicide and Depression Studies, St. Michael's Hospital "This book is an excellent guide for parents and others grappling with a suicide loss. The Coopers are an authentic compassionate pair of voices that speak from their lived experience. Cross the bridge and take the journey with them. A journey of tears and ultimately, hopefulness." -Alex Shendelman, Program Manager The Survivor Support Program, Distress Centres, Toronto, and a survivor of suicide loss...

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