"The Unholy Ghost" has been described as a journey of ideas and storytelling that combines the religious intrigue of Dan Brown with the magical worlds created by Margaret Atwood. Christine Abrahams takes the reader on a non stop, thrill ride adventure that also leads one to evaluate their own spiritual beliefs. In this spiritual thriller, you enter the world of horror encountered by two people who are destined to love and also fated to bear the next savior, while battling a mysterious force unleashed by the Roman Catholic Church aimed to save humanity. Sarah, a therapist with a spiritual nature and an affinity for the occult will bear a son who is destined to move humankind to its next evolutionary stage, or so says a prophecy. A prophecy that she only begins to learn about once she meets and falls in love with John, a Maori/Mexican retired New Zealand police officer with a powerful spiritual lineage. But the Roman Catholic Church and the Pope are bent on making sure that this prophecy never comes true and that the child is never born. Thus begins a dazzling and entertaining story that takes you on a whirlwind tour across the globe. "The Unholy Ghost" is a book that will challenge your beliefs and take you on a journey to the heart and soul of masterful storytelling. It takes you on a inspirational ride between Christianity and Maori spirituality that will send chills up your spine while lifting your spirits with the wonders of the human experience. Christine Abrahams provides a metaphysical love story that is like no book you've ever read before.

The Unholy Ghost

Literature & Fiction

Abrahams, Christine

Genre Fiction

People Tested Media

People entering, nearing, or in retirement are all wondering how they are going to make their retirement nest eggs last as long as they do. Studies show that the main fear that people have in retirement is running out of money. Add to that the reality that the rules for retirement have changed; government regulations have both helped and hindered those who are retiring. For many in the Boomer generation, it will be a challenge to make the money last without having to adhere to an unpleasant budget. To survive and thrive in retirement in the coming years requires new thinking and a clear understanding of the options open to retirees. One of these options is the Home Equity Conversion Mortgage, or what most people know as “reverse mortgages.” This advancement was signed into law by President Reagan in 1988 as a way to provide homeowners the opportunity to raise funds from their home equity while continuing to enjoy living in their homes. The concept of reverse mortgages has been misunderstood and misapplied by many since that time and finally a book has arrived that thoroughly explores this concept in a detailed, yet readable manner. In What’s the Deal with Reverse Mortgages?, Shelley Giordano, an expert of reverse mortgages and member of the Longevity Task Force, a group of thought leaders in retirement portfolio theory, has written a book that discusses the significant improvements made by HUD/FHA to the Home Equity Conversion Mortgage (HECM.) Over the years, and most notably in 2015, HUD has improved consumer safeguards, and reduced acquisition costs for those wishing to use their housing wealth in a controlled and strategic pattern. Shelley has brought together thought leaders and experts to write a book that applies sound analysis to demonstrate that the prudent and conservative use of housing wealth, accessed via the modern HECM, can have a profound positive effect on our other assets and our ability to generate income for retirement. This book debunks the hoary old myths attached to reverse mortgages. It explains how the HECM has evolved to meet the needs of the Boomer generation. And most importantly, it explains how to evaluate your housing wealth in the early years of retirement, and why you should never wait and pray by deferring a reverse mortgage as a last resort. Reading this book will provide you with a full understanding of reverse mortgages to see beyond the current sales and advertising tactics related to the product allowing you to discuss the best options with your adviser, banker and family. It’s the definitive book on reverse mortgages!

What's the Deal with Reverse Mortgages?

Business & Money

Giordano, Shelley

Real Estate

Chris MacLellan, who has experienced the role of a caregiver, not once, but twice has written a long needed guidebook for caregivers that provides guidance, tips, resources, compassion and advice that is all based on his own experience and desire to help others who struggle with the role of being a caregiver. This book discusses Chris' own recent experience which was widely documented through a Pulitzer Price nominated story from Florida entitled "In Sickness and in Health: A Couples Final Journey about his role as a caregiver for his dying partner. What Chris learned is now provided in this book to help the millions of caregivers of all ages, races, sexual orientations and family situations.

What's the Deal with Caregiving?

Medical Books

MacLellan, Chris

Nursing

Organizational development books are forever focused on various strategies to help. What has been missing is a system on intrinsic motivation for the workplace that spells out the key pieces of the intrinsic motivation puzzle and how they fit together. As a Business Owner or Manager, do you have trouble sorting the hype on workplace culture? Organizational development books are forever focused on various strategies to help. What has been missing is a system for an effective workplace culture that spells out the key pieces of the puzzle and how they fit together. This process is crucial to you if you worry about: • What sabotages our productivity? • How do we prioritize so we are not paralyzed and reactive? • How do we get productive instead of just busy with distractions? • What makes our customers happy and keeps them coming back? • How do we stay on track to achieve goals and meet desired outcomes? • What will help us take effective action and maintain momentum? This book is designed to answer your most fundamental questions about workplace culture change. They include: 1. How do I assess the condition of my workplace culture? 2. What do my Senior Team and I need to learn and commit to do? 3. Why would we transform our workplace culture? 4. What should we transform from, into? 5. How can I protect my reputation, grow my business and keep my customers coming back? 6. Where do we start and what is the process? What is needed is a comprehensive set of human systems providing a framework, process and tools to lead your managers and staff from motivational problems to effective solutions. This book introduces just such a framework and tools.

What's the Deal with Workplace Culture Change?

Ryan, Judy

Human Resources

Hagen Pruemm RICP®, founder and President of SIS Financial Group, specializes in asset protection, retirement and transitional planning. Before starting his own company in 2006, he served as Vice President for two of the largest senior market agencies in the country. With his fourteen years of experience in creating comprehensive retirement strategies, Hagen provides a level of knowledge and personal service that cannot be matched. His objective is simple and easy to understand: he wants his clients to use and benefit from his proven techniques that are easy to comprehend and require no expensive, continual or unusual tax filings. Hagen has focused his niche practice solely on addressing the distinctive financial needs for those nearing retirement and for those who are already retired. Hagen provides a unique and much needed service to retirees that heralds a new era in which retirees can enjoy security with limited risk and a future with controlled uncertainty. Hagen takes the time to know each and every client personally, and is deeply committed to their financial success and a worry-free retirement. Today, SIS Financial Group serves over 1300 clients. The firm has grown 20 to 30 percent each year since 2006 and still represents clients it has had since its inception. Hagen resides in Illinois with his wife Cynthia. His passion includes traveling, sports and spending time with his family. He is regularly featured as an expert in the media, including publications like the Chicago Tribune, U.S. News &amp; World Report, LifeHealthPRO, Senior Outlook Today, ThinkAdvisor, and the Daily Times.

Retiring Can Be Easy, Staying Retired is Not

Pruemm, Hagen

Personal Finance

See the best price to sell, buy or rent books by the People Tested Media publisher. BookScouter helps to compare book prices from 25+ online bookstores and 30+ buyback vendors with a single search.

Books by People Tested Media