A Life Preserver in a Sea of Debt: How to Acquire a New Mindset to Transition from Overspending to Permanent Financial Stability and Have Fun Doing It

As a society we begin our adult life already in debt. The average college graduate begins his working career with more then 2,000$ in debt. Is this what our culture demands of us? Is this a predetermined right of passage we must endure? As the economy worsens and the average household credit debt increased by 4.8% consumers owe 970$ billion or 8,255$ per house. This seems to be a downward spiral from which we can never recover. Becoming financially stable has taken the place of "The pursuit of Happiness" in the hunt for "The American Dream" of yesteryear. This monstrous beast seems insurmountable as it accumulates faster then we can control it.... Or does it?