Credit and Borrowing (Personal Finance Essentials (Facts on File))

In order to buy a car, go on a vacation, or own a home, many people borrow money from a lender. To do this, good credit is essential. The brand-new Credit and Borrowing covers all the ins and outs of good credit vs. bad credit, how to build a credit history, credit scores, and anything else students need to know about the process of taking out a loan. Many useful features complete this full-color resource, including an index, bibliography, glossary, sidebars, and student quizzes.

Chapters include:

• Credit: History and Importance
• Credit Cards
• Common Consumer Loans
• Credit Reports and Scores
• Alternative Loans
• Credit Problems.