Fair Credit Reporting

Dodd-Frank Changes, New CFPB Rules, and FTC Interpretations

The treatise explains the latest changes in credit reporting required by the Dodd-Frank Act, new CFPB rules, FTC staff interpretations, and important new court decisions. Also covered are the Credit Report Organizations Act, Gramm Leach Bliley, and state credit reporting statutes.

Guidance from the Experts

• Who must comply with the FCRA -- you will be surprised!
• Consumers' access to their reporting file
• Identity theft
• Responsibilities of creditors and other furnishers
• Information that cannot be reported
• Accuracy requirements
• Disputing data in a report
• Credit scores
• Investigative reports
• Obligations of consumer report users
• Privacy issues
• Advising clients about their credit record.

If ordered through the publisher National Consumer Law Center, this treatise includes access to a companion website with the appendices, statutes, pleadings, primary sources and other practice aids. Search for documents by category or with a table of contents or various keyword search options. All documents can be downloaded, printed, and copy-pasted. Pleadings are also available in Word format. Web access for this title is free if ordered through NCLC and remains available as long as this title is kept current through NCLC.