Fair Credit Reporting 1020: Includes 2012 Supplement and Website

Detailed Analysis

Fair Credit Reporting is the definitive resource for handling any type of credit reporting issue, from cleaning up blemished credit records to suing reporting agencies and creditors for inaccurate reports. Covers the Fair Credit Reporting Act, the new FACTA changes, identity theft, creditor liability for failing to properly reinvestigate disputed information, credit scoring, privacy issues, the Credit Repair Organizations Act, state credit reporting and repair statutes, and common law claims.

Key Resources

The appendices and companion website contain FCRA regulations, supplementary information and legislative history. This is the only source for all FTC opinion letters on the FCRA, summaries of state statutes on consumer reporting, identity theft, credit repair and security freezes. Also includes sample settlement language protecting consumer credit reports, sample credit reports and model forms.

If ordered through the publisher National Consumer Law Center, this treatise includes access to a companion website with appendices, statutes, pleadings, primary sources and other practice aids. Search for documents by category or with a table of contents or various keyword search options. All documents can be downloaded, printed, and copy-pasted into a word processing document. Pleadings are also available in Word format. Web access for this title is free if ordered through NCLC and remains available as long as this title is kept current through NCLC.