The Perfect-Retirement Formula: Lock in profits. Eliminate loss.

“Retirement investing is a subject about which far too little is known—and far too much of what people think they know is dead wrong.” While most books on retirement finance use predatory tactics to push confusing investment regimens that put your irreplaceable nest egg at risk, The Perfect-Retirement Formula strips away confusion, guiding you toward a future that lives up to your long-ago daydreams of what retirement should look like. The Perfect-Retirement Formula unveils a remarkable investing platform that provides total principal protection—for life—as well as the tools for using that principal to generate income to meet each retiree's individual goals. A unique set of challenges faces the 77 million Baby Boomers now coming up on age 65, in addition to nearly 40 million Americans already living in retirement. With them in mind, author and noted retirement expert Robert P. Burns introduces a revolutionary program of "upside-only" investing that enables retirees to sleep at night...then get up in the morning and have a rewarding day. The line on the cover says it all: "Build a lifestyle income that you can't outlive." Touring the economic landscape with honesty, empathy and wit, Burns begins by exploring other highly touted investment programs and schemes. Using vivid real-world examples, the author debunks myths surrounding stocks, bonds, mutual funds, "diversification," variable annuities, and much more. He reveals the hidden fees that can easily erode a third or more of investor profits. Yes, this is a book of bruising realities, but it is also a bright shining beacon of hope. That's because in Part 2 the author shows investors how to achieve something they've been falsely conditioned to regard as impossible: absolute downside protection for your nest egg plus the ability to participate meaningfully in market run-ups. All while taking a satisfactory income and beating the tax man at his own game. The Perfect-Retirement Formula gives you room to catch your breath and relax for a moment as it instructs you on how to start with what you have and move forward...wherever you find yourself today. From there on you can indeed lock in profits and eliminate loss. Like the trusted handshake of a friend, this guide offers the support and encouragement you need to navigate the financial decisions you face, so you can enjoy a satisfying, personalized retirement.