Welcome to Your Financial Life: A Guide to Personal Finance in Your 20s and 30s

For young people just beginning to plan for their financial future, this straightforward guide clearly explains the keys to success and how to avoid common pitfalls, like racking up debt, incurring unnecessary fees and penalties, and putting off investing. You will learn about every area of financial planning, including:

• Using credit
• Smart banking
• Tax strategies
• Buying a first car or house
• Choosing job benefits wisely
• Investing in an IRA and 401(K)
• Paying off school loans