Bankruptcy in America is a booming business. Hundreds of thousands of ordinary Americans each year have joined giant corporations, like Johns Manville and Continental Airlines, and once-wealthy individuals, like John Connally, in filing for bankruptcy. Is this dramatic growth a result of mushrooming debt--consumer debt and consumer bankruptcy have both more than doubled since the late 1970s--or does it reflect a moreal decline that permits the middle class to evade their debts? As We Forgive Our Debtors addresses these questions with the data gathered in the largest empirical study of consumer bankruptcy ever done in this country. The authors of this mulit-disciplinary study describe the law and the statistics in clear, nontechnical language, combining a thorough statistical description of the social and economic position of consumer bankrupts with human portraits of the debtors and creditors whose journey has ended in bankruptcy court. In addition to an overall picture of bankruptcy, As We Forgive Our Debtors devotes several chapters to hidden subgroups in bankruptcy. One focuses on women, analyzing the desperate financial circumstances of single women and the increasing pressure on one-income families. Another reveals that more than half of the bankrupts are homeowners and discusses the anomalies in the way they are treated by current law. Other chapters examine the surprising role of medical debts in financial collapse and give a new account of the financial pressures on small businesses. The book also provides the first detailed analysis ever done of the position of various types of creditors whose debtors go bankrupt. This book is destined to become a standard reference for sociologists who study wealth and income and for every credit manager in America. It will also bring to the legal and political debates about bankruptcy law hard facts that will help legal scholars in many fields to measure the distance between armchair theorizing and the law in action.

As We Forgive Our Debtors: Bankruptcy and Consumer Credit in America

Business & Money

Warren, Elizabeth

Sullivan, Teresa A.

Westbrook, Jay Lawrence

Finance

Oxford University Press

Bankruptcy in America is a booming business. Hundreds of thousands of ordinary Americans file for bankruptcy each year, joining such giant corporations as Johns Manville and Continental Airlines, and once-wealthy individuals such as former Texas governor John Connally and rock star James Taylor. Is this dramatic growth a result of mushrooming debt--consumer debt and consumer bankruptcy have both more than doubled since the late 1970s--or does it reflect a moral decline that permits the middle class to evade their debts? As We Forgive Our Debtors addresses these questions with the data gathered in the largest empirical study of consumer bankruptcy ever done in this country. The authors of this multi-disciplinary study describe the law and the statistics in clear, nontechnical language, combining a thorough statistical description of the social and economic position of consumer bankrupts with human portraits of the debtors and creditors whose journey has ended in bankruptcy court. In addition to an overall picture of bankruptcy, As We Forgive Our Debtors devotes several chapters to hidden subgroups in bankruptcy. One focuses on women, analyzing the desperate financial circumstances of single women and increasing pressure on one-income families. Another reveals that over half of the debtors are homeowners and discusses the anomalies in the way they are treated by current law. Other chapters examine the surprising role of medical debts in financial collapse and give a new account of the financial pressures on small businesses. The book also provides the first detailed analysis ever done of the position of various types of creditors whose debtors go bankrupt. This book is destined to become a standard reference for sociologists who study wealth and income and for every credit manager in America. It will also bring to the legal and political debates about bankruptcy law hard facts that will help legal scholars in many fields to measure the distance between armchair theorizing and the law in action.

Economics

Unemployment levels have received a great deal of attention and discussion in recent years. However, another labor category—underemployment—has virtually been ignored. Underutilized or underemployed workers are those who are experiencing inadequate hours of work, insufficient levels of income, and mismatch of occupation and skills. Marginal Workers, Marginal Jobs addresses two principal issues: how can we measure underemployment, and how can we explain its prevalence? To answer the first question, Teresa Sullivan examines yardsticks in use, demonstrates their inadequacy, and develops a different measure that is easy to interpret and is usable by both demographers and economists. In answering the second, she analyzes 1960 and 1970 census data to determine the relative effects of population composition and job structure on levels of employment. One of the important contributions of Sullivan's study is to distinguish between marginal workers and marginal jobs in explaining underutilization. Previous explanations, including the widely used dual market theory, have not stressed this analytic distinction. In addition, her work accounts separately for the various types of marginality and seeks to show the condition of workers who are marginal on more than one count—for example, those who are both young and black, or old and female. A provocative study based on large samples of the U.S. population, this book raises important questions about a critical subject and makes a significant contribution to the theory of underutilization.

Marginal Workers, Marginal Jobs: The Underutilization of American Workers

University of Texas Press

Unemployment levels have received a great deal of attention and discussion in recent years. However, another labor category—underemployment—has virtually been ignored. Underutilized or underemployed workers are those who are experiencing inadequate hours of work, insufficient levels of income, and mismatch of occupation and skills. Marginal Workers, Marginal Jobs addresses two principal issues: how can we measure underemployment, and how can we explain its prevalence? To answer the first question, Teresa Sullivan examines yardsticks in use, demonstrates their inadequacy, and develops a different measure that is easy to interpret and is usable by both demographers and economists. In answering the second, she analyzes 1960 and 1970 census data to determine the relative effects of population composition and job structure on levels of employment. One of the important contributions of Sullivan's study is to distinguish between marginal workers and marginal jobs in explaining underutilization. Previous explanations, including the widely used dual market theory, have not stressed this analytic distinction. In addition, her work accounts separately for the various types of marginality and seeks to show the condition of workers who are marginal on more than one count—for example, those who are both young and black, or old and female. A provocative study based on large samples of the U.S. population, this book raises important questions about a critical subject and makes a significant contribution to the theory of underutilization.

Want the textbook that makes class interesting and studying easier than ever? THE SOCIAL ORGANIZATION OF WORK follows a simple structure and uses clear writing to present the material you need in ways you can understand. Plus, it discusses the hot issues everyone's debating, from the technology revolution to women's issues to the globalization of today's workforce. With this sociology textbook, you'll be ready for the next step after college as well as the test.

The Social Organization of Work

Hodson, Randy

Science & Math

Wadsworth Publishing

This text provides a unified, comprehensive view of the sociology of work, merging occupational and industrial issues. Its research-based, issues-oriented approach helps students understand the U.S. and world economies and their effects on occupations and professions, broadening students outlook on their own occupational aspirations and expectations.

Social Organization of Work

The authors combine their key areas of interest, industrial sociology, occupations, and professions, to present a unified view of the sociology of work. The text's analytical approach to the study of work not only identifies and discusses substantive issues, but also allows students the opportunity to better develop analysis, reasoning, and argumentative skills. Chapter topics are discussed within the framework of the text's key five themes: technology; global perspectives; class relations; gender; and race. The world of work, how it is changing, and the implications of these changes for individuals and families is thoroughly explored in this contemporary and student relevant text.

THE SOCIAL ORGANIZATION OF WORK, Fifth Edition, follows a simple structure and uses clear writing to present the material you need in an easily accessible format. This text discusses the most current and hotly debated issues, from the technology revolution to women's issues to the globalization of today's workforce.

Cengage Learning'

A major contribution to the study of bankruptcy and to our understanding of debtors and creditors who end up in bankruptcy court.

Westbrook, Professor Jay Lawrence

Beard Books

<div> The decennial Census is the US Government's largest statistical undertaking, and it costs billions of dollars in planning, execution, and analysis. From a statistical viewpoint, it is critical because it is the only database that maps every inhabitant into a geographic location. By constitutional mandate, census data are the basis for reapportioning the House of Representatives and the Electoral College. The states use census data to redistrict their state legislatures and often to redraw boundaries for local elections. Census data inform the distribution of over $1.5 trillion in federal funding during the decade. This book details the fundamentals and significance of the 2020 Census for the non-specialist reader. It covers why the Census is the only statistical activity required by the US Constitution, the challenges of working towards an accurate and complete count, and what political ramifications flow from this process. Concise, timely, and comprehensible, this book provides helpful real-life examples while also offering an overview of the entwined statistical and political issues that surround the Census. &nbsp; </div> <div> </div> <div> </div>

Census 2020: Understanding the Issues

Politics & Social Sciences

Social Sciences

Springer

See the best price to sell, buy, or rent books by Sullivan, Teresa A.. BookScouter helps to compare book prices from 25+ online bookstores and 30+ buyback vendors with a single search.

Books by Sullivan, Teresa A.

See the best price to sell, buy, or rent books by Sullivan, Teresa A.. BookScouter helps to compare book prices from 25+ online bookstores and 30+ buyback vendors with a single search.

As We Forgive Our Debtors: Bankruptcy and Consumer Credit in America

As We Forgive Our Debtors: Bankruptcy and Consumer Credit in America

Marginal Workers, Marginal Jobs: The Underutilization of American Workers

Marginal Workers, Marginal Jobs: The Underutilization of American Workers

The Social Organization of Work

Social Organization of Work

The Social Organization of Work

The Social Organization of Work

As We Forgive Our Debtors: Bankruptcy and Consumer Credit in America

Census 2020: Understanding the Issues