<p>Ever since the banking crisis started in 2007, obtaining bank loans for commercial proposes such as lines of credit, inventory, or equipment loans has been a daunting task. But Think Outside the Bank is a timely book full of timeless wisdom about how entrepreneurs and business owners can take advantage of alternative methods of financing in lieu of traditional bank loans. Applying for conventional bank loans is a time-consuming and labor intensive process for most small to medium-sized businesses. The paperwork is burdensome and today's invasive underwriting procedures require reams of documentation, tough scrutiny, and nitpicky verification. Traditional lending sources have been further impeded by new banking legislation and increased FDIC oversight and regulation. Bankers are hypersensitive about their reputations regarding loose and predatory lending practices and are afraid of heavy sanctions and punitive fines. As a result of this uptight credit environment, alternative lenders who have access to private money are an expanding resource for businesses needing reliable loans without the hassles and restrictions. Think Outside the Bank author Andy Ross is a 30-year veteran of the alternative lending sector, known throughout the industry for his outstanding track record of creative innovation and ethical integrity. In this new book he reveals the time-tested methods of alternative lenders while he shares his firsthand experiences with borrowers, lenders, and private investors. He begins by explaining how he became an alternative lender at age 15 in order to help his older sister finance the purchase of a car - after her loan application was rejected by the hometown bank. Ross was the youngest person to ever obtain a real estate broker's license in his home state of Connecticut - while still in high school. Before he was old enough to vote he was already the proud owner of multiple successful businesses employing dozens of people - including his parents. He became a self-made millionaire in his early 20s, and soon found himself as the owner and CEO of New England's 2nd largest subprime automobile lending institution. Ross invented loan products that enabled pet owners to pay for life-saving veterinary procedures and keep their beloved furry friends alive and well. Businesses that Ross launched were courted by buyers including General Electric Credit Corporation - the largest financial corporation in the world. He brokered an 11th-hour deal that saved Christmas for tens of thousands of children in New York City. He arranged lending to save his own church and to rescue a chocolate factory. But he turned down an opportunity to lend money to Donald Trump because Trump's credit looked a little sketchy. Along the way he reinvented himself time after time, in order to survive terrible personal tragedies and bounce back from unexpected losses. His stories of devastation and triumph are both poignant and inspiring, and his book is a goldmine of never-before published information. Anyone interested in becoming an alternative lender or seeking advice as a potential borrower need look no further than Think Outside the Bank for answers, solutions, and expert insights.</p>

Think Outside the Bank: An Insiders Guide to Alternative Financing

Biographies & Memoirs

Ross, Andy

Professionals & Academics

New Line Books Inc

<p>The Literary Agent's Guide to Writing a Non-Fiction Book Proposal will lead you through the steps to constructing a convincing book proposal that will make the best case possible for your project. The author, Andy Ross, is a literary agent who has worked with authors and publishers in creating proposals that have led to book contracts. Writing a great book proposal shouldn't be a daunting task if you have a great idea for a book. This book lays out the issues you will have to address in the proposal: how to describe what the book is, why it is needed, why you are the best person to write about it, who is the audience, and how will you promote the book when it is published. It will also give detailed instructions on formatting the proposal. The book touches on other subjects important for writers seeking book publication for the first time. How to find an agent, how to compose a query letter, the elements of the book deal, and how publishers decide to acquire a title. Included in the book are selections from real book proposals.</p>

The Literary Agent's Guide to Writing a Non-Fiction Book Proposal

Reference

Writing, Research & Publishing Guides

Andy Ross Agency

<p>When Squadron Leader Adam Haylock, RAF, receives an unexpected posting and secondment to the UN Antarctic Interceptor Force at Teniente, Rodolfo Marsh Martin airbase on King George Island—latitude 62° south, over five hundred miles south of Tierra Del Fuego, he is totally unprepared for all the events that will subsequently unfold and change his life forever.\nArriving at his new base, he is also surprised to find himself reunited with an old adversary, Wing Commander Mike Prendergast as well as a former chum and comrade in arms, Flight Lieutenant Sam (Dobbo) Dobson whom he hasn’t seen in several years.\nOnce Adam learns the truth about his posting and begins to realise that something extremely sinister is happening south of the sixtieth parallel, events rapidly overtake him as he comes into serious conflict with Prendergast and the Wing Commander’s secret and sordid past begins to manifest itself and ultimately becomes apparent.\nHowever this also has the effect of beginning a close collaboration between Adam and Dobbo that ends partly in tragedy for someone but which ultimately results in some incredible shared experiences as well as numerous utterly mind-blowing revelations of the stunning truth regarding what lies beyond Sixty Degrees South.</p>

Sixty Degrees South: Beyond the Ice Wall

Mystery, Thriller & Suspense

Hamer, John

Thrillers & Suspense

Nathan Lucius PHP

Andy Ross became a well trained philosopher but he kept asking why. It took him years to find out. As a baby boomer his soul was more seared than he expected by the wars of the twentieth century and their bitter aftermath in Britain. He found a way forward in a move to Germany and a new life of service to science and technology. Gradually, over decades of patient work as well as failed love affairs and times of redemptive clarity, Andy worked out a set of answers to his questions that have universal scope and significance. He has forged a radical new philosophy. Its impact on his personal life has resulted in an often dramatic and finally moving human story.

Philosopher: A Memoir

Createspace Independent Pub

Where Is God?: A Theology for the Here and Now, Volume One: An Introduction to Basic Concepts

<p>We are experiencing God always. The experience of God, however, transcends our capacity to comprehend it. We will never fully grasp what God is, but this does not mean we should stop trying. Our ideas about God set the tone for our spiritual development. The further we are willing to journey into the mystery of God, the more we will be transformed by it. The bigger the ideas, the bigger the God, and the more our lives will reflect God. When I set out to write Where is God? it was my intention to entertain the biggest ideas possible. I wanted to understand the God of all things--the God of religion and science, the God of music and beauty, the God of life and death, the God of love. This is a book of ideas, big ideas.</p>

Where is God?: A Theology for the Here and Now, Volume One: An Introduction to Basic Concepts

Computers & Technology

Programming

Resource Publications

Resource Publications (CA)

Creation: A Theology for the Here and Now, Volume Two

Religion & Spirituality

Christian Books & Bibles

<p><h1>Blank Black Pages with a Smooth Finish, Perfect for Paint Markers</h1> <h3>Are you a fan of drawing with paint markers?</h3> <h3>Would you like an art sketchbook for doodling with paint pens?</h3> <h3>Then, the Black Sketchbook for Drawing with Paint Markers is for you.</h3> <p>With 40 blank black pages with a smooth finish and topped with a white line, you'll have plenty of room to sketch in this 8.5 x 11 book.</p> <h2>To Begin Sketching Your Heart Out, Scroll Up & Click the Buy Now Button</h2> <p>Note: This book is intended as an idea and design sketchbook, not for final work.</p></p>

Black Sketchbook for Drawing with Paint Markers: Art Journaling for Paint Pens

Arts & Photography

Warhol, Bob Rick

Graphic Design

Independently published

<p>Nothing much happens in the small town of Green Lake, Tennessee. Which is why the murder of a beloved local business woman--pimento cheese magnate Miss Tilly--turns the eccentric town upside down. With the police trying to figure out who and why would want to kill the aging business woman, local mystery buff Carol Wilson begins searching for the killer. Will Carol solve the mystery, or will she find herself being drawn deeper into a web of lies that could put her in danger?</p>

Saved on Sunday, Dead on Monday

Mystery

<p>"God was revealed to me twenty years ago. Since then, I have dedicated my life to the study of spirituality, theology, and religion. This book is a part of that revelation. Just as we are finite expressions of the eternal, so too, these words are finite expressions of my experience of eternity. God is everywhere to me. God moves in the myths and rituals of the world's religious traditions, God sings in the words of poets and musicians, and God reaches out to me through the wonder of creation. There are no words to describe the experience of God. Ideas are limited and will, therefore, only be able to hold a fraction of God's limitless reality. This being said, it is my intention to entertain the most extensive ideas possible. So, I offer you this book, Volume 1, as an introduction to a theology for the HERE and NOW." -from Chapter 1</p>

Where is God?: A Theology for the HERE and NOW (An Introduction to Basic Concepts)

CreateSpace Independent Publishing Platform

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