Personal Finance 4th edition has been updated to reflect thelegislative and regulatory changes that effect the Australianfinancial planning industry. The new edition continues to presentan introduction to financial planning decisions, services andproducts and considers the importance of long term strategicfinancial planning and life-long management. The text has beenwritten for a non-finance audience and is ideal for anyone who maybe undertaking a major study in personal financial planning or asan elective.
Since the publication of the first edition, this text has becomea market leading textbook in the area. As more and more Australianslook to financial planners for information and guidance oninvestment opportunities to achieve short and long-term financialgoals, this text reflects the industry's need to ensure its membersare accredited and offering professional and ethical advice.
FEATURES
<ul><li>NEW chapter 8 ‘Investing in property'</li></ul>
<ul><li>Chapters on financial planning (ch 01), profession (ch 02) andskills (ch 03) have been restructured</li></ul>
<ul><li>Theoretical content is linked to professional practice andindustry examples</li></ul>
<ul><li>Accessible, easy-to-read style makes it ideal for non-businessstudents</li></ul>
<ul><li>Updated in accordance with the Financial Services ReformAct</li></ul>
<ul><li>Personal Finance Bulletin, Professional Advice and IndustryInsight vignettes highlight professional issues, relevant financialservices and products, and new trends. These chapter vignettes alsoestablish the importance of making sound professionaljudgements</li></ul>
<ul><li>The end-of-chapter case studies highlight a professional issuethat requires in-depth analysis and critical thinking.</li></ul>
 ABOUT THE AUTHORS
 Diana Beal was an Associate Professor in Financeat the University of Southern Queensland (USQ), where she taughtcourses in business finance, personal finance, appliedmicroeconomics, macroeconomics, financial markets and financialinstitutions management. Her initial training was as an economistand she worked for the government, both federal and state, foreight years. After joining USQ in 1988 Diana completed a Mastersdegree and a PhD in economics. She also has a commerce degree.Diana has always had an interest in both business and personalfinance and has traded property, shares, collectibles, forex andoptions. In addition, she ran her own business for 15 years.
Warren McKeown was the Senior Lecturer andCourse Director of Financial Planning, at RMIT University for 11years where he devised and taught the range of financial planningsubjects in the undergraduate financial planning degree program andalso subjects in the Masters of Financial Planning program. He iscurrently a Teaching Fellow in Financial Accounting at theUniversity of Melbourne. He has degrees in economics and educationand a master's degree by research. He has 19 years' experience infinancial planning as a Chartered Accountant (Financial PlanningSpecialist) and as a Certified Financial Planner. Warren presentsworkshops on financial planning and is the chair of the AdvisoryPanel of the Personal Financial Planning and Superannuation segmentof the CPA program. He is also a panel member of the FinancialIndustry Complaints Service and a subject expert for the Ethics,Professionalism and Compliance module of the FPA's CFP program.

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