Automobile Insurance Subrogation in All 50 States - Third Edition

Automobile Insurance Subrogation: In All 50 States - Third Edition is the most thorough, comprehensive, and ambitious anthology of subrogation-related legal information and insurance resources ever put to paper. It is a complete treatment -- A to Z -- of virtually every issue which the insurance claims or subrogation professional will face in the area of automobile insurance. It is like no legal treatise ever written and promises to be the most used reference by both subrogation lawyer and professional alike. It is the last and most anticipated of the subrogation trilogy, and a book which will serve as the bible for any insurance company writing personal lines or commercial auto policies. It is destined to become the standard work and reference for attorneys, insurance companies, and subrogation industry professionals. Automobile insurance subrogation is a moving target. The law changes constantly and with 51 bodies of law (all 50 states and the District of Columbia) to keep current with, being at the top of your subrogation game is a monumental task, even for experienced lawyers and claims handlers. This book can be used in a continuing subrogation education capacity or as a resource tool for claims professionals and lawyers writing briefs or arguing their positions relative to automobile insurance subrogation. Every year there are more than 7 million auto accidents in the United States with a financial toll of more than $300 billion. Nearly 3 million people are injured and over 40,000 people are killed. In the overwhelming majority of these accidents there is at least one party at fault. For virtually every one of these accidents, a policy of automobile insurance provides some sort of claim payments or benefits. In the vast majority of those claims, one or more insurance policies and/or applicable state law grants the insurer a right of subrogation against a negligent third party whose carelessness caused the accident. This book is the bible on subrogating those claims. This book covers the nuts and bolts of auto subrogation in all 50 states, covering every topic imaginable -- including PIP, Med Pay, UM/UIM, property claims, deductible reimbursement, no-fault subrogation and more. It surveys the laws of every state and provides descriptions of every type of auto coverage imaginable, as well as the statutory, case law, and regulatory authority governing every aspect of auto subrogation. If you have subrogation responsibility involving auto claims, you need this book. It universally covers issues which are indelibly interwoven into the business of auto insurance, including a complete treatment of the laws of all 50 states and the District of Columbia relating to: Basic and Statutory Subrogation Rights Mandatory vs. Optional Insurance Coverage No-Fault Laws, PIP, Mini-Torts, and Loss Transfer Laws Tort Limitations Medical Payments Coverage and Subrogation Uninsured/Underinsured Motorist Coverage and Subrogation Collision/Property Subrogation Release of Tortfeasor by Insured Accord and Satisfaction: Accepting Partial Payments from Tortfeasor Made Whole Doctrine Common Fund Doctrine Economic Loss Doctrine Deductible Recovery and Reimbursement Collateral Source Rule Contributory Negligence/Comparative Fault Seat Belt Laws and Defenses Rental Cars, Loaner Vehicles, and Test Drivers Bailment/Parking Lot Liability Negligent Entrustment Facing Multiple Claims In Excess of Liability Policy Limits Conflict of Laws/Interstate Subrogation Recovery of Attorney s Fees and Costs Statutes of Limitations