IRAs, 401(k)s & Other Retirement Plans: Taking Your Money Out (7th Edition)

This book is for anyone who wants or needs to take money out of a retirement plan. This includes the millions of Americans: § approaching retirement § retiring early § changing jobs § looking to borrow money from your retirement plan § wondering what to do with an inherited plan IRAs, 401(k)s & Other Retirement Plans covers the different types of retirement plans -- including 401(k)s and other profit-sharing plans, Keoghs, IRAs and tax-deferred annuities -- and the taxes and penalties that can deplete your savings. In accessible, plain English, the book covers: § getting your money out § avoiding or reducing penalties § tax strategies before & after retirement § distributions one must tax § distributions to heirs after one’s death With this book as your guide, you'll know the rules, avoid the penalties and save for your future. The 7th edition is completely updated to cover the latest rules and tax tables, and provides new information on Roth IRAs and the new bankruptcy laws.