Your Playbook For Tough Times, Vol. 2:: Needs And Wants Edition

“A true frugalist knows the difference between essentials and extras. But there’s no reason you can’t have both.” Ever since the 2008 recession, award-winning writer Donna Freedman has made a living showing others how to get the most for their money. Now she’s come up with a second book that helps readers not just survive but also thrive during rough economic times. “Your Playbook For Tough Times, Vol. 2: Needs And Wants Edition” (Word Matters Press) gives consumers the tools they need to get the most of each dollar without losing their dignity or their hopes for the future. Like the original “Playbook,” the sequel helps people live their best lives on the money they have. That means getting some – or maybe all – of what they want in addition to everyday essentials. These aren’t simplistic tips like “Just cut one latte a day” or “Wash and reuse plastic bags,” but rather solid, actionable advice, resources and encouragement. Readers will take away specific tactics to slash the cost of things like food, education, insurance, home repair, birthdays, transportation, weddings, pet care, decorating, holidays and even funerals. While the phrase “tough times” indicates people who are currently in or expecting financial trouble, the book will also appeal to a third group: Those who want to live lean to realize a dream, whether that’s in the short term (e.g., debt payoff) or as regards a major life change like early retirement, entrepreneurship or at-home parenthood. Paring down costs for ordinary and extraordinary expenses alike will help these dreams be realized faster. Whether you’re choosing austerity or whether money problems were thrust upon you, it is almost always possible to take charge of your finances. “Your Playbook For Tough Times, Vol. 2: Needs And Wants Edition” shows consumers how to think critically and creatively about wants and needs, and how to build the lives they want on the money they have.