How to file your own bankruptcy (or how to avoid it): With forms (Take the law into your own hands)

This newly-revised title clearly explains the major changes that have recently been made to the nation's bankruptcy laws. Specific changes will prevent people from eliminating credit card debt and other unsecured loans by filing for bankruptcy under Chapter 7, and forcing them to file under Chapter 13, a court-supervised repayment plan. In addition, while not totally eliminating the homestead exemption, there will be a cap on the amount that can be sheltered in a bankruptcy filing. This new edition explains in simple language: € What bankruptcy is € How bankruptcy works € How to analyze your finances € What property you can keep € How to deal with creditors A new glossary, appendix with valuable web site information, state-by-state exemptions and easy-to-use, blank tear-out forms make this book the most current product available.