The Annuity Handbook: A Guide to Nonqualified Annuities
Description:
The Annuity Handbook, 4th Edition has been updated with the latest available information on nonqualified annuities to provide a comprehensive look at the most current information on the markets, compliance issues, taxation, and uses of annuities.
What's NEW in the 4th Edition:
Product Features:
Market value adjustments
Guaranteed minimum interest rate index
Discussion of owner-driven contracts vs. annuitant contracts
Bonus annuities
Guaranteed death beneftis in variable annuities
Uses of Annuities:
Trust ownership of annuities
Use of annuity payouts and settlement options for retirement income distribution planning
Split annuity sales idea
Annuities owned by Medicaid applicants/recipients
Expanded discussion of annuities and retirement planning to include retirement income distribution considerations
Compliance:
New suitability requirements for fixed annuities sold to seniors
Compliance considerations in selling variable annuities - Investor Alerts, etc. from NASD
Tax Updates:
Systematic Withdrawals - uses and taxation of
General update of income, gift, and estate tax rates
Updated discussion of Section 1035 exchanges
Expanded discussion of pre-59 1/2 withdrawals and 10% premature penalty tax
Discussion of whether annuity "losses" are deductible
Best prices to buy, sell, or rent ISBN 9780872186187
Frequently Asked Questions about The Annuity Handbook: A Guide to Nonqualified Annuities
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