Buckets of Money: How to Retire in Comfort and Safety

In his book, "Buckets of Money®: How to Retire in Comfort and Safety," Ray Lucia, CFP, a longtime financial planner, nationally-syndicated radio show host, TV personality and national speaker, outlines a plan aimed at helping others to prepare for and live a comfortable retirement without worrying about running out of money. Financial literacy is a life-long process, and in his book, Ray tries to encourage this progression by providing simple and flexible strategies that will foster and serve an individual's needs now and in the future. In an easy-to-understand and often humorous style, Ray Lucia dissects his "Buckets of Money®" strategy, explaining how to "protect and grow your nest egg, in a smart and conservative manner, with little risk." Ray emphasizes the provable and scientific aspects of personal finance and through dozens of "Lucia's Laws," exposes fallacies of money management that tend to be generally believed. The book contains real life examples and scenarios that provide readers with an understanding of the "Buckets of Money®" strategy and the framework to begin "Bucketizing" their portfolio. A self-assessment is included in the book to help readers evaluate their investing style and understand the Buckets strategy, specifically for themselves. A worksheet allows readers to experiment with different dollar amounts, time periods, rates of return, and inflation so they can estimate and realistically understand what to expect from their portfolio. Along with the Buckets explanation and worksheets, Ray also: > Gives tips on how to find the right financial planner for you, > Outlines steps on how to "bulletproof" your retirement, and > Expresses thoughts about the true role money plays in our lives